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Privacy Statement and
Terms and Conditions of this website
Please read the
following Terms & Conditions carefully. Access to and use of the
Brophy & Company Website is subject to these Terms & Conditions.
If you do not accept such, you should not use this Website.
WEBSITE PURPOSE
Brophy
& Company Website is designed and published for the purposes of
illustrating our products and services in the non-life and life
insurance sector. The Website contains various amounts of information
explaining different types of insurance cover and financial service
products that we retail. In addition we have included our contact
details (email, fax, telephone and postal address) for those wishing to
obtain information on a insurance policy or financial product(s).
Website is managed
and maintained by Brophy & Company (Dublin and Portlaoise)
ELIGIBILITY FOR
USE OF THIS WEBSITE
This Website is available only to individuals and entities who can form
legally binding contracts under applicable law. Without limiting the
foregoing, this Website is not available to any person under the age of
18. If you do not qualify, please do not use this Website. We may refuse
to deal with anyone at any time, in our sole discretion.
WEBSITE PROVIDED "AS IS"
The information on the Brophy & Company Website is provided as a
service to site visitors. While we endeavour to ensure that the
information is accurate and complete, we do not guarantee such.
DISCLAIMER OF
WARRANTIES.
You acknowledge and agree that:
A. Your use of this
Website is at your sole risk. The service is provided on an "as
is" and "as available" basis. We expressly disclaim all
warranties of any kind, whether express or implied, including but not
limited to, the implied warranties of merchantability, fitness for a
particular purpose and non-infringement.
B. You are advised
to safeguard important data, to use caution and to not rely in any way
on the correct functioning or performance of the service.
EXCLUSION OF
LIABILITY
In no event
shall we or any other person involved in creating, installing,
delivering, testing or using the service be liable for any direct,
indirect, incidental, special or consequential losses or damages,
resulting from the use or the inability to use the service, including,
but not limited to, damages for loss of profits, use, data or other
intangible information, even if we have been advised of the possibility
of such damages.
LEGAL STATUS
This Website is intended solely for residents of Ireland (which term is
to exclude Northern Ireland). This Website is established in Ireland and
is subject to the laws of Ireland.
In the event of any dispute all parties shall be bound exclusively by
the jurisdiction of the courts of the Republic of in Ireland.
LINKS TO OTHER
SITES
Links to other websites and online calculators for various types of life
and non-life insurance products are provided for information and other
reasons. We are not responsible or liable in any way for the content of
such sites. It is solely your responsibility to evaluate the accuracy,
completeness, and usefulness of all opinions, advice, services, and
other information linked through this Website. We do not endorse
(exclusively or otherwise) or represent the reliability, accuracy, or
quality of any information, goods, services, or products displayed or
advertised in such manner. If you choose to access third-party services,
you do so entirely at your own risk.
E-MAIL POLICY
We have
included a number of email addresses for your contact for information
and illustration purposes only.
Obtaining a quote
via email does not constitute immediate cover. As per usual with life
and non life insurance contracts, we do not guarantee cover until all
criteria have been verified and satisfied by our underwriting partners,
premium paid and proposal forms have been signed by clients.
We do not accept credit card payments
online or otherwise.
We endeavour to
answer all emails but do not guarantee immediate response. If in doubt
on an email you have sent, contact us via telephone or by post for
requests.
We reserve the
right not to answer emails that are not related to our business.
For those who
communicate to us via email, we reserve the right to hold e-mail
addresses on any communication received by Brophy & Company. We may
use such email address for future marketing campaigns and information
bulletins but undertake not to retail this e-mail list to third parties
engaging in e-mail marketing or other types of promotion connected to
the Internet. For those wishing to remain private and do not want to
receive any information on Brophy & Company on a future date, please
indicate to us when writing to us for the first time via e-mail.
REGULATION
STATUS
Brophy & Co is regulated by the Irish Financial Services
Regulatory Authority as an Authorised Advisor and Mortgage Intermediary.
COPYRIGHT
The copyright and all other rights in all the pages on this Website are
the property of Brophy & Company. All rights are reserved except
that individual sections on the site may be downloaded or printed solely
for personal private use. However it is not permitted to copy, transmit
or reproduce any of the sites content for any other purposes without our
prior written consent. Contact Brophy & Company for more details.
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